Why do annuitants or beneficiaries sell their annuities?
Beneficiaries often need cash for estate taxes, funeral expenses and a desire to receive an inheritance today. Living annuitants may need lump sum cash for long term care expenses, or financial emergencies that may not otherwise be available.
Why do life insurance policy holders sell their life insurance policies?
The policy may be no longer needed and the premium is an expensive burden on the owner. The insurance company will lapse the policy if no action is taken and the premiums are not paid. There may also be less expensive new life insurance coverage available so a policy owner can sell an existing policy and purchase less expensive or reduced coverage in today’s market.
How much will I receive for my annuity or my life insurance?
There are many variables but if you know the annuity payments that you receive or will receive and the duration we can easily give you a quote. We will need to gather additional information about your life policy in order to give you an accurate quote. Capital Advisory Solutions will get you the most cash for the policy that you have.
How long will it take to receive my money?
Beneficiaries of annuities or annuitants or self directed annuities can expect cash in about 30 days. Structured settlements and life settlements may require 60 – 90 days. Your cooperation in submitting documents in a timely manner will help avoid delays in funding.
Will I have to pay any expenses to complete the sale?
There are no hidden fees or charges. Your only expense will be for independent legal or accountants advise if you so choose.
How will I be paid?
Cashiers check or wire transfer. You make the election.